What does a buyer have to pay at closing?

Buyers estimated title charges and closing costs without lending fees.

195 Closing fee
150 Title exam
100 Title insurance binder
96  Document prep fee
100 Attorney fee
100 Title insurance policy
        1st one-hundred paid by buyer
150 EPA endorsement
150 LOCA and COMP endorsement
45  Survey endorsement
50  Deed recording fee

Approximately  $1,100 in title charges that will vary

Buyer be prepared to pay
$350 up for homeowners insurance policy
$150 up termite and gasline inspections
$360-400  home maintenance plan if desired

Seller pays
Realtor commissions
Taxes paid up to the day of closing
Utilities paid up
Leans cleared
Title insurance policy (remainder after first $100 by buyer)
Title search
Survey
And more

Remeber these costs will may vary depending on the title company used.

Also, your lender will usually have some type of charges or they wouldn't be in business.

And don't forget the down payment.  The are some downpayment assistance programs available.  A reliable lender to speak with is Sheryl Andres of National City Mortgage.  614-578-4008 MomsHomeLoans@aol.com